BANKING AND FINANCIAL SERVICES

Guaranty Trust Bank (Kenya) Limited ("GTBank Kenya" or the "Bank") was formed in December 2013 following the acquisition of Fina Bank Limited ("Fina Bank") and its subsidiaries in Uganda and Rwanda by Guaranty Trust Bank Plc ("GTBank Plc"). Fina bank started its operations in Kenya in 1995, Rwanda in 2005 through acquisition of Banque Continental Africaine du Rwanda and founded Fina Bank (Uganda) Limited in 2008. The Bank positioned itself as the preferred bank for entrepreneurs of Small and Medium Enterprises ("SMEs") and is presently offering banking services through a network of 14 branches across Kenya. GTBank Kenya owns 100% of Guaranty Trust Bank (Uganda) Limited and 94.36% of Guaranty Trust Bank (Rwanda) Limited. IFC will offer GTBank Kenya a senior loan of up to US$35 million whose purpose will be to support the Bank`s lending program to Small and Medium Size Enterprises ("SMEs"), middle market companies and corporates.

Kenya